5.05
%
APY*
7 Mos Fixed Rate
5.00
%
APY*
3 Yr Fixed Rate
5.00
%
APY*
5 Yr Fixed Rate
Rates effective as of 5/1/2024
Term Investments
Fixed Rate
| RATE | *APY | |
|---|---|---|
| 7 MOS** | 4.96% | 5.05% |
| 1 YR | 4.76% | 4.85% |
| 2 YR | 4.76% | 4.85% |
| 3 YR | 4.91% | 5.00% |
| 4 YR | 4.28% | 4.35% |
| 5 YR | 4.91% | 5.00% |
| 6 YR | 4.04% | 4.10% |
Grand Fixed Rate
| RATE | *APY | |
|---|---|---|
| 7 MOS** | 4.96% | 5.05% |
| 1 YR | 4.76% | 4.85% |
| 2 YR | 4.76% | 4.85% |
| 3 YR | 4.91% | 5.00% |
**At maturity, this Term Investment automatically renews into a 3-year term with the then-current fixed APR unless the investor affirmatively elects to change the term of their investment, selects a new investment product, or redeems the investment, pursuant to the terms of the Offering Circular and the maturity notice. Unless otherwise stated herein and in the investment-specific Terms and Conditions, this Term Investment is subject to all other terms and condition set forth in the Offering Circular. This Term Investment may not be available at all times; in its discretion, MIF may discontinue offering this investment product.
Demand Investments
With Check Writing
| RATE | *APY | |
|---|---|---|
| $100 - <$10K | 0.40% | 0.40% |
| $10K - <$25K | 0.50% | 0.50% |
| $25K - <$50K | 0.60% | 0.60% |
| $50K - <$100K | 1.24% | 1.25% |
| +$100K | 2.47% | 2.50% |
No Check Writing
| RATE | *APY | |
|---|---|---|
| 0.40% | 0.40% |
MIF4KIDZ
| RATE | *APY | |
|---|---|---|
| 0.40% | 0.40% |
*APY=Annual Percentage Yield. Interest rates are subject to change without notice.
RETIREMENT SAVINGS ACCOUNT
All TERM and DEMAND INVESTMENTS No Check Writing accounts may be held as Traditional or Roth Individual (IRAs), with UMB Bank, n.a., as custodian.
EDUCATION ACCOUNT
All TERM and DEMAND INVESTMENTS No Check Writing accounts may be held as Coverdell Education Savings Accounts, with UMB Bank, n.a., as custodian.
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