4.15
%
APY*
1 Yr Fixed Rate
4.25
%
APY*
3 Yr Fixed Rate
4.25
%
APY*
5 Yr Fixed Rate
Rates effective as of 5/5/2025
Term Investments
Fixed Rate
| RATE | *APY | |
|---|---|---|
| 1 YR | 4.09% | 4.15% |
| 2 YR | 4.09% | 4.15% |
| 3 YR | 4.18% | 4.25% |
| 4 YR | 3.94% | 4.00% |
| 5 YR | 4.18% | 4.25% |
| 6 YR | 3.70% | 3.75% |
Grand Fixed Rate
| RATE | *APY | |
|---|---|---|
| 1 YR | 4.09% | 4.15% |
| 2 YR | 4.09% | 4.15% |
| 3 YR | 4.18% | 4.25% |
Demand Investments
With Check Writing
| RATE | *APY | |
|---|---|---|
| $100 - <$10K | 0.40% | 0.40% |
| $10K - <$25K | 0.50% | 0.50% |
| $25K - <$50K | 0.60% | 0.60% |
| $50K - <$100K | 1.24% | 1.25% |
| +$100K | 2.47% | 2.50% |
No Check Writing
| RATE | *APY | |
|---|---|---|
| 0.40% | 0.40% |
MIF4KIDZ
| RATE | *APY | |
|---|---|---|
| 1.49% | 1.50% |
*APY=Annual Percentage Yield. Interest rates are subject to change without notice.
RETIREMENT SAVINGS ACCOUNT
All TERM and DEMAND INVESTMENTS No Check Writing accounts may be held as Traditional or Roth Individual (IRAs), with UMB Bank, n.a., as custodian.
EDUCATION ACCOUNT
All TERM and DEMAND INVESTMENTS No Check Writing accounts may be held as Coverdell Education Savings Accounts, with UMB Bank, n.a., as custodian.
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